Sunday, 16 September 2012

It’s All About Personal Loans

We work to protect and build financial success for years to come through responsible management of the fund. We use our possession rights to market good corporate government and high social and ecological requirements at companies in our profile.

Personal Loans Category
These personal loans are further categorized into properly secured and unsecured financial loans according to their characteristics. The personal loans that are properly secured against any resources are called secured personal loans. It provides prices starting from 6.7%. Also, there exist several choices in installments and interest plan. According to the available data, Personal loans are becoming more popular these days. Unsecured personal loans are usually recommended by those who do not have any security. It is known for providing competitive prices. Also, it has fast granting and access process.

Facts about Personal Loans
The numbers of females choosing personal loans are much higher than men. Male customers' result women in getting financial loans to own vehicles especially car.

Usage of Personal loans
Personal financial loans can be made available from £ 500 to £ 250,000, and can be paid back between the deadlines of 12 weeks to 25 years. As is possible to take whenever, financial loans are the most convenient method of increasing money.

Personal financial loans are again categorized on the reasons for their reimbursement into three types: installment, balloon and individual payment financial loans. Sequel reimbursement financial loans are paid back through monthly installments, while balloon financial loans are those paid back at regular durations. For individual reimbursement financial loans, the entire amount along with the attention is paid at the end of the loan period.

Thursday, 6 September 2012

Compare Bad credit car loans

Getting a car loan with bad credit history is not a big problem any more. We have panel lenders to compare your loan options and quote you the best possible rate available for you. Depending on the age of the vehicles, level of credit impairments and credit score the interest rate starts from 12% PA .

Rate is as low as 7.85% if have only one paid default for loan up to 5 years term.

  • We are offering credit repair service to remove unwanted defaults from your credit file to get a better interest rate for your car loan. Please check car loan page to compare rate for clean credit car loans.
  • Paid default, unpaid default with payment arrangement, discharged from bankruptcy or part 9 agreement paid judgments, everything considered case by case basis. We help the client to provide reasonable explanations for all occurrences.
  • For new vehicles not older than 4 years we can arrange better rate for the loan through car leasing option.The interest rate is as low as 7.85% for 5 years term if purchase price is more than $18,000.You will also get a balloon payment option up to 25% of purchase price to reduce your monthly commitment.Rate is 9.35% PA if loan amount is $10,000-$18,000.
  • We are also offering up to 120% loan for your car to cover other expense, interest rate starts from 12% PA
  • Buying car from private seller with major credit impairment issue might cost you very higher rate up to 40%.
bad credit car loan policy
bad credit car loans
*  Client will have to provide proof of income and minimum of 3 months bank statements to show salary credit.
*  Client will have to confirm good payment history on existing liabilities like home loans, personal loans.
*  Under some product offers client will have to demonstrate adequate saving pattern on the past 3 months bank statements or any other saving account. We can assist the client to get some flexibility based on other financial situation.
*  100 point ID contract of sale from legitimate dealer this are usual requirements by the lender.
For private purchase lender will deposit fund to the seller account will require ID verification of seller and onsite valuation of the vehicle could be done by the buyer.